• Municipalities

    Since 2003, IO has helped make a difference in communities across Ontario by providing affordable loans to Municipalities for infrastructure renewal and development.


    All Ontario municipalities are eligible. For more information on eligibility requirements, please see the program guidelines.

    Eligible Projects

    IO loans can be used for any capital investments, including:

    • Water, wastewater and sewage infrastructure
    • Roads and bridges
    • Culture, tourism, administration and recreation infrastructure
    • Energy efficiency projects (windows, doors, lighting, etc.)
    • Water, hydro, HVAC and communications systems
    • Ambulances, fire trucks, snow ploughs, garbage trucks and other rolling stock 
    • Local police and fire stations 
    • Asset management tools and systems  
    • Accessibility improvements 

    Rates and Terms

    IO’s lending rates provide equitable access to affordable financing for all clients. To view today’s lending rates, click here. Municipal clients may select repayment terms of 5 to 30 years, to match the life of the capital asset.

    For more Information

    Contact your regional account manager, please click here