Commercial Underwriter

Infrastructure Ontario (IO) is a crown agency whose purpose is to build, manage, finance, and enhance the value of Ontario public assets, including Ontario’s public infrastructure, real estate, and government facilities. Our core values include being people-oriented, innovative, client-focused, execution-driven and diligent.


This is an exciting opportunity to execute the underwriting of loans to municipalities, non-profit housing, real estate construction projects, power generation projects and long term care facilities. The underwriter will execute the underwriting/structuring of credit applications; perform an analysis of borrowers' financial standing and credit risks in accordance with established lending policies.


The role will implement/execute the credit risk management framework and policies; provide credit assessment of loan applications and borrowers' financial standing, credit risk profile and risk mitigation strategies.


You must have several years of direct credit risk and commercial lending transaction experience in a client-facing role, namely commercial real estate and/or infrastructure, with a strong knowledge of lending and credit risk control systems and processes. In addition you possess a university degree in Finance, Business, Accounting, Economics and/or other credit risk certifications.  You are well-versed in underwriting principles and loan agreements with sound knowledge of credit risk measurements, assessment and methodologies.


We seek an individual who has a strong acuity for business models and business risks and an ability to conduct financial statement and ratio analysis.  Strong interpersonal skills, excellent analytical and research skills and strategic, critical and abstract thinking towards policy, credit and loan strategies is a must.


To apply, forward your resume to and reference FL - MBDL -CU1 in the subject line. To learn more about our organization, please visit Infrastructure Ontario is an equal opportunity employer. We will accommodate your needs under the Ontario Human Rights Code.